Michigan Student Loans and Tax Debt Lawyers
Are you unable to keep up with your student loans? Are you in trouble with
the IRS for your tax debt? Have you built up more debt as you try and pay
off your student loans and taxes? You have options, and at Michigan
Bankruptcy Lawyers in
Detroit, Michigan we can help you take the steps necessary to pay off your
debt. The burden of taxes and federal student loans may seem like too much
to bear, but we can help.
Call today to get the debt relief you deserve.
Walter A. Metzen & Associates • (313) 962-4656
Taxes and student loans are non-dischargeable government debts. No matter
how much trouble you are in, you cannot eliminate these debts by filing for
bankruptcy. However, that does not mean that bankruptcy can't help you pay
off your taxes and government student loans. By filing for Chapter 7 or
Chapter 13 bankruptcy, you can take care of your other debts, which will
free up money for you to take care of your tax debt and student loans.
Chapter 13 bankruptcy sets up a payment plan for you to pay your outstanding
debt after you take care of your monthly expenses, which would include your
student loans and taxes.
Contact Us
You can't discharge your taxes and student loans, but you can find creative
solutions to help pay them back. By talking to an
experienced bankruptcy attorney, you can start working towards the debt
relief you deserve. At the Bankruptcy Law Offices of Walter Metzen &
Associates, we can help. Contact us today for an initial consultation. Toll
Free: 888-4WALTER or 313-962-4656
We are a debt relief agency. We help people file for debt relief
under the Bankruptcy Code.
Understanding Chapter 13 Bankruptcy
Have you done everything to try and pay off your debt? Are you tired of
robbing Peter to pay Paul? Are you looking for a way to stop foreclosure and
keep your house, car and other assets? Chapter 13 bankruptcy may be right
for you. By filing for Chapter 13 bankruptcy you can stop harassing phone
calls from creditors, stop foreclosure, and enter a fair and manageable
payment plan for your debt. At the Detroit, Michigan Bankruptcy offices of Walter
Metzen and Associates, we can answer your questions
about Michigan Chapter 13 bankruptcy today.
Call today to get the debt relief you deserve.
Walter A. Metzen & Associates • (313) 962-4656
It is important to know what you can expect from the Chapter 13 bankruptcy
process. After you file for Chapter 13 bankruptcy, you will have to attend a
meeting of the creditors six weeks later. This will be followed by one more
mandatory court date, which is a confirmation hearing with a judge.
You will then be entered into a debt repayment plan that will last between
three and five years. The payments you make will be based on the amount of
debt, not how much you make. You will make payments every 30 days, for the
length of the plan.
Advantages of Chapter 13 Bankruptcy
Chapter 13 bankruptcy is a great way to retain your assets while paying off
your debt. By reorganizing your secure and unsecured debt into one payment
plan, you can stop harassment from creditors, make payments you can afford,
and keep your home. When the plan ends, your debt will be completely
discharged in most cases.
Important Bankruptcy Information
There is certain information we must evaluate in order to help you file for
bankruptcy. If you are considering Chapter 13 bankruptcy, you should start
thinking about organizing this information. The sooner we get it, the sooner
we can help you get the debt relief you deserve:
- Driver’s license, social security card
- Two years' filed tax returns (most
currently filed return and last return filed prior to that)
- Six months of previous payroll and pay
stubs
- Six months of bank statements prior to
visiting our office, to include every bank/investment statement you have
any interest in
- Tax assessment of your real property
- All of your bills – medical bills,
credit card bills, etc.
- Judgments and pending lawsuits against
you
- Any information of lawsuits you are
pursuing
- Vehicle information and proof of
insurance
Driver's License or State ID & Social Security card
